Already have a Phantom wallet? Add funds to your Cash account using a payment method or supported stablecoins.

Cash is the default payment method in Phantom on mobile. It's used when you buy tokens on spot markets, open perp positions, trade predictions, or send crypto. You can always choose a different token to pay with instead of Cash.

Before you add funds #

Your Cash account has its own Solana address, separate from your main Phantom wallet. When transferring funds, use the address and supported tokens shown in the Cash funding instructions.

Open your funding options #

On the Home tab, tap Add Funds.

Choose the funding method that works for you.

Add funds with a payment method #

Choose Add Cash to use Apple Pay, Google Pay, a debit card, or a bank account. Available methods vary by region and provider.

See Fund your Cash account with Apple Pay, Google Pay, debit card, or bank for details.

Transfer stablecoins #

Choose Transfer Crypto to view your transfer options.

To fund Cash directly, follow Fund your Cash account with stablecoins.

If you're transferring SOL or other crypto, receive it in your main wallet, then swap it into Cash.

Find your funded Cash account #

Once your Cash account is funded, Cash appears on Home. Tap it to view your balance or add more funds.

Use your Cash balance #

Your Cash account is ready to use. Choose your next step:

• Trade: Spot tokens, perps, or predictions.
• Spend: Spend Cash with the virtual Phantom debit card (US).
• Withdraw: To a bank account (US) or to a wallet.

Available features vary by region.