Cash is a set of financial tools built into Phantom. Hold, send, receive, and spend money in one place, your Cash account, powered by crypto and built for everyday use.

Access your Cash account #

If you have a Phantom username, you have a Cash account. Find it on the Home tab, under Cash.

If you don't see it there, check if your Phantom wallet has a balance. If your wallet is empty, transfer some crypto to your address or tap the + button in the lower right, then tap Add Cash.

Once your wallet is funded, the Cash section appears on Home.

View your Cash transaction history #

To view your Cash transaction history, go to Home, the Cash section, and tap History. This will show you key information about each transaction, such as date, time, and the amount.

If you want to see a more detailed history, get your Cash account address as described in the preceding section, and then paste it on solscan.io or another Solana blockchain explorer.

Verify your identity (United States) #

To access bank deposits, bank withdrawals, direct deposit, and the Phantom debit card, you need to complete identity verification (KYC). Available in the United States only, excluding New York.

See Verify your identity for Cash (United States) for details.

What's next #

• To add money to your Cash account via offchain payment methods, such as cards and bank transfers, see Add money to Phantom.
• To add money to your Cash account by transferring stablecoins, such as USDC, USDT, or PYUSD, see Receive stablecoins into your Cash account.