Cash is a set of financial tools built into Phantom. Hold, send, receive, and spend money in one place, your Cash account, powered by crypto and built for everyday use.

Access your Cash account #

If you have a Phantom username, you have a Cash account. Find it on the Home tab, under Cash.

If you just created your Phantom wallet and have no funds yet, transfer some crypto to your address or tap the + button in the lower right, then tap Add Cash to fund.

Once your wallet is funded, the Cash section appears on Home.

Fund your Cash account #

Fund your Cash account using a debit card, Apple Pay, Google Pay, or a linked bank account. Availability and payment methods vary by region. For details, see Fund your Cash account with Apple Pay, Google Pay, debit card, or bank.

Or if you have stablecoins such as USDT, USDC, or PYUSD in another wallet or exchange, transfer them to your Cash address in Phantom as another way of funding. For details, see Send stablecoins to your Cash address.

Trade crypto, perps, and predictions with Cash #

Once your Cash account is funded, trade spot, perps, predictions, and tokenized stocks across supported networks in Phantom. Availability varies by region.

Spend your Cash balance with Phantom debit card (US only) #

If you're in the US, get a virtual Phantom debit card to spend your Cash balance online, in apps, and in stores wherever Visa is accepted. You can also add it to Apple Wallet or Google Wallet.

View your Cash transaction history #

To view your Cash transaction history, go to Home, the Cash section, and tap History. This will show you key information about each transaction, such as date, time, and the amount.

If you want to see a more detailed history of your transactions with Cash, then on the Cash tab, tap Receive Stablecoins, then tap Copy Address. Then a blockchain explorer such as solscan.io, and paste your address.