Your Cash account is a separate Solana account (address) in your Phantom wallet. If you just created your Phantom wallet, start by adding funds to your Cash account. Once your Cash account is funded, you can use it to trade crypto, perps, and predictions, or spend with the Phantom debit card where available.

Fund your Cash account #

On the Home tab, tap Add Funds.

Add Cash with Apple Pay, Google Pay, debit card, or bank #

Choose Add Cash to fund with a payment method such as Apple Pay, Google Pay, debit card, or bank. Available methods vary by region and provider. See Fund your Cash account with Apple Pay, Google Pay, debit card, or bank for details.

Transfer stablecoins #

Choose Transfer Crypto to deposit tokens from another wallet or exchange. You can send supported stablecoins directly to your Cash address, or receive SOL or other tokens to your main Phantom wallet, then swap them into Cash.

After funding #

Once your Cash account is funded, Cash appears on Home. Tap it to view your balance or add more funds.

Trade crypto, perps, and predictions with Cash #

Cash is the default payment method when you buy tokens on spot markets, open perp positions, or trade predictions. You can always choose a different token to pay with instead of Cash.

Available products and networks vary by region. See Feature availability by region for details.

Spend Cash with the Phantom debit card #

Get a virtual Phantom debit card to spend your Cash balance online and in apps, or add it to Apple Wallet or Google Wallet to tap to pay in stores. See Use your virtual Phantom debit card (US) for details.