Meta now pays eligible creators in USDC (a dollar-pegged stablecoin) directly to a crypto wallet. Phantom supports USDC on both Solana and Polygon, so you can receive your Facebook or Instagram creator payouts straight into the Phantom app without needing a bank transfer or waiting days for settlement.

USDC stablecoin payouts from Meta are currently available to creators in select regions, with more markets coming throughout 2026. Check your Meta creator payout settings to see if crypto payouts are available to you.

Before you start #

Here's what you'll need:

• The Phantom app: download it for free on iOS, Android, or as a browser extension at phantom.com/download.
• Your Phantom wallet address on the Solana or Polygon networks.
• An eligible Meta creator account with monetization and payouts enabled.

Get your receive address in Phantom #

1. Get your receive address: on mobile, tap the + button in the lower right, then tap Receive; on the browser extension, click Receive on the Home tab.
2. Under the address, choose your network: Solana (shown by default) or Polygon. We recommend Solana for faster transaction speeds and lower fees.
3. Copy the address, or scan the QR code with the sending app.

Connect Phantom to Meta's creator payout settings #

1. Go to your Meta payout settings on Facebook (in your professional dashboard or creator monetization settings). This also applies to Instagram creator payouts routed through Meta.
2. Look for the option to receive payouts in USDC (stablecoin).
3. Select Solana or Polygon as your payout network.
4. Paste the address you copied from Phantom.
5. Confirm and save.

Meta may ask you to verify your identity or complete additional steps before enabling stablecoin payouts.

What to do once your USDC payout arrives #

When Meta sends a creator payout, it'll show up as a USDC balance on the Home tab in Phantom. Solana transactions typically confirm in under a second, so you'll see funds almost instantly after Meta processes the payment.

From there, you have a few options:

• Hold your USDC (1 USDC = $1).
• Send it to a contact using your Phantom username.
• Swap USDC for SOL, ETH, or other tokens directly in the app.
• Cash out to your bank account (availability varies by region).

FAQ #

Which network should I pick, Solana or Polygon? #

Both work for receiving Meta creator payouts. Solana is usually faster and cheaper for USDC transfers, so it's a good default. If you already hold assets on Polygon, that's fine too.

Are there fees to receive USDC? #

Phantom doesn't charge you to receive USDC payouts. You'll only see small network fees if you later send or swap your USDC.

How long does a Meta USDC payout take to arrive? #

Once Meta processes the creator payout, USDC typically shows up in Phantom within a few minutes.

Can I convert USDC to my local currency? #

Meta won't convert USDC to fiat for you, but you can use the Cash feature to withdraw to a bank account (US only, except NY), or swap USDC for another token and use an exchange.

My Meta USDC payout didn't show up. Why? #

Check that the network in your Meta payout settings (Solana or Polygon) matches the address you provided. If it's been more than an hour and everything matches, check your transaction history in Phantom or reach out to Meta's creator support at facebook.com/business/help.

Is USDC safe? #

USDC is issued by Circle and backed 1:1 by US dollar reserves. It's one of the most widely held stablecoins. More about USDC at circle.com.