You can buy crypto in Phantom using a debit card, Apple Pay, PayPal, or a bank transfer. This is sometimes called on-ramping or buying crypto for fiat, which means converting traditional currency into crypto.
Purchases are handled by a third-party on-ramp provider, not by Phantom. Phantom is an interface between you and the provider. Available providers, payment methods, and purchase limits vary by region: On-ramp providers in Phantom.
Browser extension
- On the Home tab, click Buy. Or open a token page and click More → Cash Buy.
- Choose the token you want to buy. Skip this if already prefilled.
- Enter the amount you’d like to purchase or choose one of the quick buy options.
- Choose a provider. Available providers vary by region and each provider sets their own purchase limits.
- Log in or create an account with the selected provider.
- Complete your purchase by following the provider’s on-screen instructions.
After you complete your purchase, the provider will initiate a transaction to deliver your crypto. Delivery time depends on the provider's processing time and how long it takes to verify your payment.
Mobile app
- On the Home tab, tap Buy. Or open a token page and tap More → Cash Buy.
- Choose the token you want to buy. Skip this if already prefilled.
- Enter the amount you’d like to purchase or choose one of the quick buy options.
- Choose a provider. Available providers vary by region and each provider sets their own purchase limits.
- Log in or create an account with the selected provider.
- Complete your purchase by following the provider’s on-screen instructions.
After you complete your purchase, the provider will initiate a transaction to deliver your crypto. Delivery time depends on the provider's processing time and how long it takes to verify your payment.
FAQ
Which providers are available in my region?
See On-ramp providers in Phantom for a full list of providers by region and their support contact details.
Common issues
What Phantom can and cannot help with
Because purchases are handled by a third-party provider, Phantom cannot speed up or cancel purchases, issue refunds, access your provider account, or resolve verification or identity verification (KYC) issues. For any of these, contact the provider directly.
My payment method keeps being declined
Your bank or card issuer may block crypto purchases by default. Try a different payment method (debit card, bank transfer, or Apple Pay), or try a different provider if available in your region.
I can't complete identity verification
Providers through which you purchase crypto may require KYC to comply with financial regulations. Follow the provider's instructions to retry KYC.
My account is blocked
If a provider blocks your account, the restriction comes from their compliance team. Phantom cannot see why you were blocked or unblock your account. Contact the provider's support team directly.
Tokens I bought haven't arrived
Purchases can take anywhere from a few minutes to several hours depending on the provider's processing time and payment verification. Try the following:
- Check your inbox for a receipt or order confirmation from the provider.
- Look up the transaction status in the provider's website.
- Contact the provider if the delay exceeds the timeframe shown in your receipt.
I was charged unexpected fees or ran into limits
Purchase limits, fees, and exchange rates are set by each provider and vary. To compare, go back and select a different provider. You can also see On-ramp providers in Phantom for a full list of available providers in your region.