There are several ways to send funds from your Cash account.
| Send to | How funds arrive | Speed | Requirements |
|---|---|---|---|
| Phantom users | Cash balance or CASH | Near instant | None |
| Solana addresses | CASH | Near instant | None |
| Bank accounts | USD | Same day or next business day | US only (except NY), identity verification |
| Exchanges | CASH | Varies | Exchange must support CASH on Solana. |
Send to Phantom users
If the recipient doesn't have a Cash account, they get CASH in their main Phantom wallet.
- Open the Cash tab.
- Tap the Send button in the lower right (looks like a paper plane).
- Enter the recipient's Phantom username, such as
@handle. - Enter the amount and confirm.
Send to Solana addresses
If the recipient has never held CASH before, you may see a one-time fee to set it up for receiving CASH.
- Open the Cash tab.
- Tap the Send button in the lower right (looks like a paper plane).
- Enter the recipient's wallet address.
- Enter the amount and confirm.
Send directly to bank accounts
Send funds as USD directly to a recipient's bank account, converted at a 1:1 rate.
- Open the Cash tab.
- Tap the Send button in the lower right (looks like a paper plane).
- Select or add a bank account using its routing and account number.
- Enter the amount.
- Choose a speed: Standard or Fast.
- Review and confirm.
You'll receive an email confirmation once the transfer is complete on the Phantom side. For expected arrival times, see Cash bank withdrawal timing.
Note: To find a previously linked bank account, tap the search bar, clear the current selection, then browse by Recent, Banks, or Accounts.
Send to exchanges
Only some exchanges support CASH. See Send and deposit CASH on exchanges for a list of supported exchanges before sending.
Warning: Before sending CASH to any exchange, verify it supports CASH on Solana. Sending to an unsupported exchange may result in lost funds.
Common issues
Bank transfer taking longer than expected
See Cash bank withdrawal timing for details.