There are two ways to withdraw CASH held in your Cash account.
| Destination | Funds arrive as | Speed | Requirements |
|---|---|---|---|
| Phantom wallet | CASH token | Instant | None |
| US bank account | USD | Same day or next business day | US only (except NY and AK), identity verification |
If bank withdrawals show "Verification Required," see Why do I see "Verification Required" in my Cash account?
Withdraw CASH to your Phantom wallet
Withdraw CASH from your Cash account balance to your Phantom wallet as CASH token.
- Open the Cash tab.
- Tap Withdraw → Send to Wallet.
- Select an account in your Phantom wallet.
- Enter the amount and tap Send.
Once CASH appears in your Phantom wallet, you can swap it for SOL, USDC, or other tokens. If you're not in the US and want to withdraw funds to an exchange, follow the steps in Cash out crypto from Phantom.
Note: Withdrawals to your Phantom wallet always arrive as CASH token, not SOL.
Withdraw CASH to your own US bank account
Withdraw CASH as USD directly to your own US bank account, converted at a 1:1 rate.
- Open the Cash tab.
- Tap Withdraw → Withdraw to Bank.
- Select or add a bank account using its routing and account number.
- Enter the amount.
- Choose a speed:
- Standard: Arrives next business day.
- Fast: Arrives same day if submitted before 1pm ET.
- Review and confirm.