Send funds from your Cash account

There are several ways to send funds from your Cash account.

Send to your Phantom wallet

1. Open the Phantom mobile app.
2. On the Home tab, tap Cash.
3. Under Send Cash, tap Send to Wallet.
4. Under Accounts, choose an account in your Phantom wallet.
5. Enter the amount.
6. Review and confirm.

Tokens arrive as CASH, not SOL. Once CASH appears in your portfolio, you can swap it for SOL or other tokens.

If you're outside the US and want to convert CASH to fiat (USD, EUR, and so on), follow the steps in Withdraw tokens from Phantom to a bank account using an exchange.

Send to Phantom users or Solana addresses

1. Open the Phantom mobile app.
2. On the Home tab, tap Cash.
3. Under Send Cash, tap Send to Wallet.
4. Enter the recipient's Phantom username or wallet address, or select one from Recents, Contacts, or Accounts. To save an address for future use, tap the + button, then tap Add Contact.
5. Enter the amount.
6. Review and confirm.

If sent to a Phantom user, funds arrive in their Cash account balance.

If sent to a Solana address, funds arrive as CASH. If the recipient has never held CASH before, you may see a one-time fee to set it up for receiving CASH.

Send to your bank account

Available in the US only (except NY). Identity verification required.

1. Open the Phantom mobile app.
2. On the Home tab, tap Cash.
3. Under Send Cash, tap Withdraw to Bank.

4. Select or add a bank account.

   Tip: To find a previously linked bank account, tap the search bar, clear the current selection, and browse by recents, banks, or accounts.

5. Enter the amount.
6. Choose a speed: Standard or Fast.
7. Review and confirm.

Funds arrive as USD in your bank account, converted at a 1:1 rate. You receive an email confirmation once the transfer is complete on the Phantom side.

Send to someone else's bank account

Available in the US only (except NY). Identity verification required.

1. Open the Phantom mobile app.
2. On the Home tab, tap Cash.
3. Under Send Cash, tap Send to Wallet.

4. Select a bank from the Banks section, or add one by tapping the + button in the upper right, then tapping Add Bank Account and filling out the recipient's routing and account number.

   Tip: To find a previously linked bank account, tap the search bar, clear the current selection, and browse by recents, banks, or accounts.

5. Enter the amount.
6. Choose a speed: Standard or Fast.
7. Review and confirm.

Funds arrive as USD in the recipient's bank account, converted at a 1:1 rate. You receive an email confirmation once the transfer is complete on the Phantom side.

Common issues

I can't withdraw from my Cash account

First, check the following:

• If you're withdrawing to a bank account, confirm your bank account is still linked under Cash → Send Cash → Withdraw to Bank.
• Make sure you're physically located in the US and in your verified state.

If everything looks correct, restart Phantom and try again. If the issue persists, contact Phantom Support.

My bank transfer is stuck

If your funds haven't arrived within the expected timeframe, contact Phantom Support.