There are two ways to withdraw CASH token held in your Cash account.
| Destination | How funds arrive | Speed | Requirements |
|---|---|---|---|
| Phantom wallet | CASH token | Instant | None |
| US bank account | USD | Same day or next business day | US only (except NY), identity verification |
If bank withdrawals show "Verification Required," see Why do I see "Verification Required" in my Cash account?
Withdraw CASH to your Phantom wallet
Withdraw CASH token from your Cash account balance to your Phantom wallet.
- Open the Cash tab.
- Tap Withdraw → Send to Wallet.
- Select an account in your Phantom wallet.
- Enter the amount and tap Send.
Once CASH appears in your Phantom wallet, you can swap it for SOL, USDC, or other tokens. If you're not in the US and want to withdraw CASH token to an exchange, follow the steps in Cash out crypto from Phantom.
Note: Withdrawals to your Phantom wallet always arrive as CASH token, not SOL.
Withdraw CASH to your own US bank account
Withdraw CASH token as USD directly to your own US bank account, converted at a 1:1 rate.
- Open the Cash tab.
- Tap Withdraw → Withdraw to Bank.
- Select or add a bank account using its routing and account number.
- Enter the amount.
- Choose a speed:
- Standard: Arrives next business day.
- Fast: Arrives same day if submitted before 1pm ET.
- Review and confirm.