There are two ways to withdraw funds from your Cash account.
| Withdraw to | How funds arrive | Speed | Requirements |
|---|---|---|---|
| Your Phantom wallet | CASH | Near instant | None |
| Your bank account | USD | Same day or next business day | US only (except NY), identity verification |
Withdraw to your Phantom wallet
- Open the Cash tab.
- Tap Withdraw → Send to Wallet.
- Select an account in your Phantom wallet.
- Enter the amount and tap Send.
Withdrawals always arrive as CASH, not SOL. Once CASH appears in your portfolio, you can swap it for SOL or other tokens.
If you're outside the US and want to convert CASH to fiat (USD, EUR, and so on), follow the steps in Withdraw tokens from Phantom to a bank account using an exchange.
Withdraw to your bank account
- Open the Cash tab.
- Tap Withdraw → Withdraw to Bank.
-
Select or add a bank account using its routing and account number.
Tip: To find a previously linked bank account, tap the search bar, clear the current selection, and browse by recents, banks, or accounts.
- Enter the amount.
- Choose a speed: Standard or Fast.
- Review and confirm.
You'll receive an email confirmation once the transfer is complete on the Phantom side.
Common issues
I can't withdraw from my Cash account
First, check the following:
- If you're withdrawing to a bank account, confirm your bank account is still linked under Cash → Withdraw → To Bank Account.
- Make sure you're physically located in the US and in your verified state.
If everything looks correct, restart Phantom and try again. If the issue persists, contact Phantom Support.
My bank transfer is stuck
If your funds haven't arrived within the expected timeframe, contact Phantom Support.