Cash is a set of financial tools built into Phantom. Hold, send, receive, and spend money in one place, your Cash account, powered by crypto and built for everyday use.
Access your Cash account
If you have a Phantom username, you have a Cash account. Find it on the Home tab, under Cash.
If you don't see it there, check if your Phantom wallet has a balance. If your wallet is empty, transfer some crypto to your address or tap the + button in the lower right, then tap Add Cash.
Once your wallet is funded, the Cash section appears on Home.
Find your Cash account address
In the Phantom mobile app, tap the + button in the lower right, then tap Receive, then tap the Cash tab. Alternatively, go to the Cash section on Home, then under Add Cash, tap Receive Cash.
This view is rolling out gradually and may not be visible for every user yet.
View your Cash history
To view your Cash transaction history, go to Home, the Cash section, and look for the History section. This includes onchain transactions such as swaps, predictions, and sends to Phantom users and Solana wallets, and offchain transactions such as bank deposits, withdrawals, and purchases with your Phantom debit card.
Cash history doesn't show transaction signatures. This is by design.
Verify your identity for offchain features (United States)
To access bank deposits, bank withdrawals, direct deposit, and the Phantom debit card, you need to complete identity verification (KYC). Available in the United States only, excluding New York.
See Verify your identity for Cash (United States) for details.
What's next
- To add money to your Cash account via offchain payment methods, such as cards and bank transfers, see Add money to Phantom.
- To add money to your Cash account by transferring stablecoins, such as USDC, USDT, or PYUSD, see Receive stablecoins into your Cash account.